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Covera pricing
Covera is free for up to 5 insurance policies. Plus costs €3.99 a month and adds unlimited policies and Ask Covera, the AI that answers questions about your saved policies. Paid plans and AI are being prepared; the free web app is available today.
Is Covera really free?
Yes. The free plan has no time limit and stores up to 5 policies in the web app, with the full dashboard, renewal dates, possible gaps, possible overlaps and the document vault. You do not need an account or a payment card to start.
What does Covera Plus add?
Plus removes the 5-policy limit in the web app and adds AI features: reading a policy document for you and Ask Covera, which answers questions using your saved policy details. AI answers can be wrong, so always check the original policy.
Plus is billed monthly through Revolut’s hosted checkout once paid checkout is switched on; Covera never sees your full card details. Read the terms for the full conditions.
What about the iPhone and Android apps?
The planned iPhone and Android apps store an unlimited number of policies on your phone and do not sell subscriptions inside the app. They are being prepared for the App Store and Google Play.
Can I cancel Plus at any time?
Yes. Use Plans → Cancel subscription to stop future renewals; you keep Plus until the end of the month you paid for. For a new online subscription you can also withdraw within 14 days by emailing hello@getcovera.app.
This follows the EU right of withdrawal for online purchases (Your Europe: returns and withdrawal).
How does Covera make money?
Through Plus subscriptions. Covera is not an insurer or broker, sells no insurance, shows no ads and takes no commission from insurers, so it has no reason to push you towards a policy.
| What you get | Free | Plus |
|---|---|---|
| Price | €0 | €3.99 per month |
| Policies in the web app | Up to 5 | Unlimited |
| Dashboard with renewals and premiums | ✓ | ✓ |
| Possible gaps and overlaps | ✓ | ✓ |
| Document vault on your device | ✓ | ✓ |
| Six languages | ✓ | ✓ |
| AI reading of policy documents | – | ✓ (when available) |
| Ask Covera questions about your policies | – | ✓ (when available) |
Frequently asked questions
Is there a family plan?
Not at the moment. Family subscriptions are not offered for new purchases, and Plus does not include household sharing or automatic sync between devices.
What happens to my policies if I stop Plus?
Your policies and documents stay on your device. With more than 5 policies in the web app you can still open and view them; you just cannot add new ones until you are below 5 again.
See all your policies in one overview
Free for up to 5 policies. Your documents stay on your device.
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