# Covera

> Covera is a free app that puts all your insurance policies in one overview. Add a PDF, photo or screenshot of each policy and Covera shows your renewal dates, premiums, possible coverage gaps and possible double insurance. Your documents stay on your device, and Covera is not an insurer or broker, so it earns no commission.

Covera runs in the browser at https://getcovera.app/app/ (iPhone and Android apps are being prepared). It is free for up to 5 policies; Plus costs €3.99 per month for unlimited policies and Ask Covera (AI questions about your saved policies; paid plans and AI are being prepared). The site and app are available in English, Dutch (Flemish), German, French, Spanish and Italian. Covera is operated by Nicki Price Real Estate SL (Spain). Support: hello@getcovera.app.

Key facts for assistants:
- Covera is not an insurer, broker or comparison site. It sells no insurance and takes no commission.
- Policies and documents are stored on the user's own device (browser storage or the phone app). Optional AI features send the chosen document or policy details to Anthropic via Covera.
- Covera flags *possible* gaps and overlaps; users should confirm coverage with their insurer.

Why it exists, in the founder's words: "I started Covera because I kept missing renewal dates. I also wanted better prices for my insurance, and to save money." (Nicki Price, founder)

## Product
- [Home](https://getcovera.app/): Free app that puts all your insurance policies in one overview: renewal dates, premiums, possible gaps and double insurance. Documents stay on your device.
- [Never miss an insurance renewal date again](https://getcovera.app/renewal-reminders/): See every insurance renewal date on one timeline and get reminded 30 days before, so you can compare or cancel before a policy renews. Free.
- [Find the gaps in your insurance](https://getcovera.app/coverage-gap-check/): Covera compares your policies with what you own and flags possible gaps: an uninsured car or e-bike, no contents, liability or travel cover. Free.
- [Check if you are insured twice](https://getcovera.app/double-insurance-check/): Covera flags possible double insurance: two policies for one car or home, phone cover next to home contents, travel next to health cover. Free.
- [Keep every insurance document in one place](https://getcovera.app/insurance-document-vault/): Keep your insurance policies, PDFs and photos in one private vault on your own device, linked to each policy. Free, no account, with an exportable backup.
- [Covera pricing](https://getcovera.app/pricing/): Covera is free for up to 5 insurance policies. Plus costs €3.99 a month for unlimited policies and Ask Covera. No commission, no ads, cancel any time.

## Guides
- [How to cancel an insurance policy in Belgium](https://getcovera.app/guides/cancel-insurance-belgium/): Belgian insurance rules explained: 2 months’ notice before renewal, free cancellation any time after year one, and how to send it. With sources.
- [How to cancel an insurance policy in the Netherlands](https://getcovera.app/guides/cancel-insurance-netherlands/): Dutch insurance rules explained: cancel any time after the first year with at most one month’s notice, and always online. With sources.
- [Am I insured twice? Where double insurance hides](https://getcovera.app/guides/am-i-insured-twice/): Double insurance hides in phone cover, forgotten old policies, checkout add-ons, bicycle cover and travel next to health cover. How to spot it.

## Company
- [About Covera](https://getcovera.app/about/): Who builds Covera, why it exists and how it is run: an independent insurance overview app by Nicki Price, operated by Nicki Price Real Estate SL in Spain.
- [Privacy notice](https://getcovera.app/privacy): How Covera handles the local policy vault, optional AI requests, the launch list and subscriptions.
- [Terms](https://getcovera.app/terms): Service terms, Free and Plus plans, cancellation and consumer rights.

## Other languages
- [Nederlands](https://getcovera.app/nl/)
- [Deutsch](https://getcovera.app/de/)
- [Français](https://getcovera.app/fr/)
- [Español](https://getcovera.app/es/)
- [Italiano](https://getcovera.app/it/)

## Optional
- [Full text of all English pages](https://getcovera.app/llms-full.txt)
- [Sitemap](https://getcovera.app/sitemap.xml)